Services

The basic account for every member. Minimum to open is KSh 1,000, and you can save more depending on ability and purpose.

For small and medium enterprises that need customised credit services to improve their businesses, with flexible repayment periods and interest rates.

For members who want to save for a specified period of time at a specific interest rate.

Save for your children’s future. The contributor or the child can access the savings when the child turns 18.

Covers development and investment loans. It suits someone who wants to buy property. The property is co-owned by the member and the Sacco until the loan is cleared.

Save for your retirement. Redeemable at old age, not earlier than 50 years.

Groups hold an account with the Sacco. Each member needs a personal savings account, and members can guarantee one another for personal loans.

Save for a holiday and redeem in April or August.

Further accounts for trips, team activities, small credit and education savings. Ask us for details.

Based on members’ shares, up to 3 times your savings at 12% interest per year. You can secure it with collateral in addition to your savings. Repayment is up to 3 years, or shorter if you prefer.

For small and medium enterprise owners. Minimum savings of KSh 500 per week or KSh 2,000 per month. A business permit is needed to verify ownership.

For members who save consistently and want to develop their properties. Up to 4 times your shares at 13.5%.

Issued within 48 hours for quick and unforeseen needs, up to KSh 50,000.

Issued for acquiring assets such as lorries, cars and motorbikes.

Apply for up to KSh 20,000. Once approved, cash is sent instantly to the member.

Also available to members. Ask the team about requirements.